This process of Continuity Planning and Risk Management is like building a Puzzle from the big picture of your business’s own unique needs and it contains a full analysis and expert advice which includes the following:
Company Structuring/Restructuring
Design of and advice on Company Structures. (Including focus on needs for BEE, Joint Ventures and Franchises)
Exit Strategy Advice
The need to sell shares when owners/shareholders want to exit from a business and the Financing of such “tailor-made” Exit Strategy Plan. Advice on exit from a family business without restraints on successors.
Exit Strategy Advice
The need to sell shares when owners/shareholders want to exit from a business and the Financing of such “tailor-made” Exit Strategy Plan. Advice on exit from a family business without restraints on successors.
Business Testament
To ensure that the business continues to be operated by an interested and proficient party at the death of an owner/a shareholder/member.
Surety Protection Agreement
Establishing an agreement which settles business debts and cancels surety signed by an owner upon his/her death preventing possible claims against the estate of the owner.
Surety Protection Agreement
Establishing an agreement which settles business debts and cancels surety signed by an owner upon his/her death preventing possible claims against the estate of the owner.
Key Person Protection
Providing protection against the potentially crippling financial losses caused by the permanent absence of a key person.
Loan Account Protection
Constitute a contract to settle a loan account claimed by an executor of a deceased estate at a time when there is no liquidity in the business.
Done in conjunction with estate planning.
Loan Account Protection
Constitute a contract to settle a loan account claimed by an executor of a deceased estate at a time when there is no liquidity in the business.
Done in conjunction with estate planning.
Income Protection
To provide replacement income at times of temporary illnesses or injuries or permanent incapacity to relief the business to keep on paying an income to “non-contributers”.
Business Overhead Protection
To replace or supplement the business owners inputs and earnings for the period of temporary disability.
To cover the operating costs at the time of temporary disability of the owner.
To provide for major capital expenditures.
Business Overhead Protection
To replace or supplement the business owners inputs and earnings for the period of temporary disability.
To cover the operating costs at the time of temporary disability of the owner.
To provide for major capital expenditures.
Tax Planning
Utilizing tax legislation efficiently with regards to cash flow and/or capital for expenses. Effective tax efficient capital investment for unforeseen large expenses.
